Effective date: January 1, 2026 | Applies to: this website and the services offered by Anatoliy Mikhaylov Mortgage Choice Inc. ("we," "us," or "our").
1. Information we collect
We collect personal information that you choose to provide and certain information collected automatically when you use this website.
Information you provide
- Contact details such as your name, email address, and phone number.
- Inquiry details such as the state and type of property, the type of loan you are interested in, an estimated property price, your timeframe, and any notes you include.
- Any other information you voluntarily share when you contact us by form, email, phone, or text message.
Information collected automatically
- Basic technical information such as your device type, browser, and general usage of the site. This website does not sell your information and does not use tracking for advertising.
We request personal information only to respond to your inquiry and to help you evaluate mortgage options. We do not knowingly collect information from children under 13.
2. How we use your information
We use the information we collect to:
- Respond to your inquiries and provide the mortgage brokerage services you request.
- Prepare quotes, prequalifications, and loan program comparisons.
- Communicate with you by email, phone, or text message about your inquiry.
- Comply with applicable laws, regulations, and lawful requests.
- Maintain the security and proper operation of our website and business.
3. How we share and disclose information
We do not sell your personal information. We share it only as needed to serve you and as permitted or required by law, including with:
- Third party lenders and loan program providers, so they can evaluate and process a loan you are seeking. All loans are arranged through third party lenders.
- Service providers who support our operations, such as secure form processing and email delivery, under obligations to protect your information.
- Regulators, law enforcement, or other parties when required by law, regulation, subpoena, or to protect our rights and the safety of others.
4. Your rights and choices
- You may decline to provide information, though this may limit our ability to assist you.
- You may ask us to access, correct, or delete the personal information you have provided, subject to legal and recordkeeping requirements.
- You may opt out of marketing or text messages at any time by replying STOP to a text or by contacting us using the details below.
- Residents of certain states may have additional rights under applicable privacy laws; contact us to exercise them.
5. How we protect your information
We maintain administrative, technical, and physical safeguards designed to protect personal information against unauthorized access, use, or disclosure. These measures include restricted access to information on a need to know basis, secure transmission of data submitted through our website, and an information security program maintained in accordance with the FTC Safeguards Rule. No method of transmission or storage is completely secure, so we cannot guarantee absolute security.
6. Links and third party sites
Our website may link to third party websites that we do not control. This policy does not apply to those sites, and we encourage you to review their privacy practices.
7. Changes to this policy
We may update this policy from time to time. Material changes will be posted on this page with a revised effective date.
8. Contact us
If you have questions about this policy or your information, contact us:
- Anatoliy Mikhaylov Mortgage Choice Inc.
- 99-53 65th Avenue, Rego Park, NY 11374
- Call 718-459-6006 | Text 646-247-3444
- amid1304@gmail.com
