We match you with the right financing from a wide network of lenders. Here are the programs our clients use most.
Conventional fixed and adjustable rate loans for buyers with solid credit. Down payments as low as 3% for qualified first time buyers, with the option to avoid PMI at 20% down.
Pay interest only during an initial period to keep early payments lower, a flexible option for the right borrower.
Government backed loans with lower credit and down payment requirements. We handle FHA purchases and streamline refinancing, a strong fit for first time buyers and those rebuilding credit.
No down payment financing for eligible homes in qualifying rural and suburban areas, available in parts of both New York and Florida.
Financing above conforming loan limits for higher value homes, including luxury properties common in Florida's coastal markets.
Home Equity Lines of Credit and home equity loans that let you borrow against the equity you have built for renovations, expenses, or consolidation.
Debt Service Coverage Ratio loans qualify investors on the property's rental income rather than personal income. An ideal tool for building a rental portfolio.
No Income No Assets verification for investors purchasing multifamily (2 or more unit) residential and commercial properties, qualifying on the deal rather than personal income.
Financing for commercial properties, including mixed use, office, retail, and multifamily buildings, for purchase or refinance.
Financing to build a new home or substantially renovate, structured to fund your project through to completion.
Lower your interest rate or shorten your term to save on interest and pay off your home faster.
Tap your home equity for renovations, debt consolidation, or major expenses while keeping a single monthly payment.
From first time buyers to seasoned investors, we tailor programs to where you are today, and your consultation and prequalification are always free.
We know the markets we serve, and we match programs to what buyers and owners actually need in New York and Florida.
New York
Conventional and jumbo loans for condos, cooperatives, and multifamily homes; home equity and refinances for longtime homeowners.
Florida
Second home and investment financing, DSCR and NINA loans for rental properties, and jumbo loans for coastal markets.
Start an inquiry and we'll follow up with programs and estimated rates tailored to your situation.
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